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Did you know that $1000 today is worth more than **$1000 in the future?
This is the core idea behind the Time Value of Money (TVM) a fundamental financial concept everyone should understand!
Why does money lose value over time?** (Inflation, opportunity cost, risk)
Key TVM Concepts:
Present Value (PV) vs. Future Value (FV)
How compounding interest can grow your wealth
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