Why transferring assets to a Hindu undivided family isn’t a tax-saving shortcut for salaried taxpayers

For families with ancestral property, investments or a family business, a Hindu Undivided Family (HUF) can offer a separate pool of income and a separate tax return, making it useful for tax planning. But for salaried taxpayers looking to move a part of their salary into an HUF to reduce tax outgo, the structure has limits.