The number of Americans with debt is at an all-time high. U.S. consumers are carrying $17.5 trillion in personal debt, according to the Federal Reserve Bank of New York, and more than three-quarters of U.S. adults have some form of debt, including mortgages and student loans.
On top of that, consumers are increasingly spending more to try to bring that debt down. The average household spent more than 11% of their disposable income on debt payments in the last quarter of 2025, the Federal Reserve says.
While repaying debt can’t be avoided, there’s a simple way to reduce the amount of money spent on those payments.
Accredited Debt Relief is a leading debt consolidation company that has helped more than 1 million clients take meaningful steps toward getting out of debt. Over the course of its work, the company has supported clients in paying off more than $3 billion in debt.
Customers can reduce monthly payments by 40% or more on eligible debt.
Accredited Debt Relief is recognized for its client-first approach, earning multiple ConsumerAffairs Buyer’s Choice Awards for Customer Service, Overall Process and Best Value. The company also maintains an A+ rating with the Better Business Bureau, accreditation from the Association for Consumer Debt Relief (ACDR) and an Excellent Trustpilot rating supported by thousands of five-star reviews.
Live the life you deserve
One-in-five Americans have said they feel anxious about their debt and how it can impact their long-term finances. Accredited Debt Relief helps make the debt consolidation process as stress-free as possible, and has helped their clients have a brighter outlook on their financial future.
Here’s how it works:
Step 1: Consultation
The first step is taking a quick online survey on Accredited Debt Relief’s website. You’ll answer simple questions about where you live, how much debt you’re looking to consolidate, and contact information.
You can also call a member of Accredited Debt Relief’s team and answer a few quick questions about your finances.
Either way, you’ll receive one-on-one support from their team of specialists to help achieve financial freedom.
Accredited Debt Relief can help people with multiple types of debt, including:
● Credit card debt
● Personal loan debt
● Department store credit debt
● Medical debt
Step 2: A personalized match
If you take the online survey, you’ll be instantly matched with personalized products that match your financial needs and budget. This includes debt consolidation programs or loans that can help reduce your overall debt payments. You’ll be able to click on the option that works best for you to finish the application process.
For those who call Accredited Debt Relief’s team, a consolidation specialist will go over your options with you and explain which one might work best for you.
Step 3: Reduce monthly payments
Once accepted, you’ll receive your loan payment or begin a debt consolidation program that can help you become debt-free in as little as 24-48 months. You’ll also be able to spend more of your disposable income on things that aren’t debt, such as vacations or saving for retirement.
Customers can monitor their progress and get updates from their phone or computer, and are provided with the tools and education needed to prepare for the future.
Achieve Financial Freedom
Accredited Debt Relief clients typically save $480 per month on their debt payments.
Don’t continue making large monthly payments on your debt. Find out how you save 40% or more on eligible monthly payments by taking a quick quiz or calling one of their consolidation specialists today.
